this post was submitted on 03 Jul 2023
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Home Insurance (self.newzealand)
submitted 1 year ago by NoRamyunForYou to c/newzealand
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We're currently shopping around for some Insurance (House & Contents), and are trying to decide going direct with someone like ANZ (Underwritten by Vero), or using a Broker (Have received some quotes by Rothsbury, as they seemed to be quite widely recommended).

I'm finding prices similar, but ANZ definitely seems cheaper overall.

I had heard that getting insurance through a broker is better, as come time to put through a claim, they will help you through the process, and get paid out faster. Is this really the case?, and so making it worth the higher costs (few hundred more).

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[–] Frools@lemm.ee 3 points 1 year ago (1 children)

Been with Initio for a couple years. Were a bit cheaper than AMI who we were with before. Still are last I checked. Never had to make a claim so ymmv

[–] NoRamyunForYou 2 points 1 year ago

Huh i've never actually heard of them before. Having a brief read online, there does seem to be polarizing opinions of them, but generally quite a positive review of them.