this post was submitted on 03 Mar 2024
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Also, therapy is inadequately covered by most health insurance plans, along with dental and vision. I wonder why people think that you can have "comprehensive" health insurance that neglects your teeth, eyes, or brain.
And while I can get separate health insurance for vision or dental, I've never seen any employer offer a separate mental health insurance program.
It's just so insanely expensive there's no way for an insurer to offer it without exorbitant premiums. My brother makes $160K and spends one-fourth of that (before taxes) on therapy for himself, his wife and their two kids. $200/hour sessions once a week add up pretty damn fast. I'm a school bus driver and if I went to a therapist it would cost me literally half of my income just for myself. My employer-provided health insurance covers something like two sessions a year.
This makes me really glad there is a nonprofit in this town that offers therapy for kids at a low price because it has been so helpful for my daughter and she really loves her therapist.