this post was submitted on 12 Oct 2024
931 points (99.8% liked)

You Should Know

32952 readers
9 users here now

YSK - for all the things that can make your life easier!

The rules for posting and commenting, besides the rules defined here for lemmy.world, are as follows:

Rules (interactive)


Rule 1- All posts must begin with YSK.

All posts must begin with YSK. If you're a Mastodon user, then include YSK after @youshouldknow. This is a community to share tips and tricks that will help you improve your life.



Rule 2- Your post body text must include the reason "Why" YSK:

**In your post's text body, you must include the reason "Why" YSK: It’s helpful for readability, and informs readers about the importance of the content. **



Rule 3- Do not seek mental, medical and professional help here.

Do not seek mental, medical and professional help here. Breaking this rule will not get you or your post removed, but it will put you at risk, and possibly in danger.



Rule 4- No self promotion or upvote-farming of any kind.

That's it.



Rule 5- No baiting or sealioning or promoting an agenda.

Posts and comments which, instead of being of an innocuous nature, are specifically intended (based on reports and in the opinion of our crack moderation team) to bait users into ideological wars on charged political topics will be removed and the authors warned - or banned - depending on severity.



Rule 6- Regarding non-YSK posts.

Provided it is about the community itself, you may post non-YSK posts using the [META] tag on your post title.



Rule 7- You can't harass or disturb other members.

If you harass or discriminate against any individual member, you will be removed.

If you are a member, sympathizer or a resemblant of a movement that is known to largely hate, mock, discriminate against, and/or want to take lives of a group of people and you were provably vocal about your hate, then you will be banned on sight.

For further explanation, clarification and feedback about this rule, you may follow this link.



Rule 8- All comments should try to stay relevant to their parent content.



Rule 9- Reposts from other platforms are not allowed.

Let everyone have their own content.



Rule 10- The majority of bots aren't allowed to participate here.

Unless included in our Whitelist for Bots, your bot will not be allowed to participate in this community. To have your bot whitelisted, please contact the moderators for a short review.



Partnered Communities:

You can view our partnered communities list by following this link. To partner with our community and be included, you are free to message the moderators or comment on a pinned post.

Community Moderation

For inquiry on becoming a moderator of this community, you may comment on the pinned post of the time, or simply shoot a message to the current moderators.

Credits

Our icon(masterpiece) was made by @clen15!

founded 1 year ago
MODERATORS
 

Amendments to the PayPal Privacy Statement Effective November 27, 2024:

We are updating our Privacy Statement to explain how, starting early Summer 2025, we will share information to help improve your shopping experience and make it more personalized for you. The key update to the Privacy Statement explains how we will share information with merchants to personalize your shopping experience and recommend our services to you. Personal information we disclose includes, for example, products, preferences, sizes, and styles we think you’ll like. Information gathered about you after the effective date of our updated Privacy Statement, November 27, 2024, will be shared with participating stores where you shop, unless you live in California, North Dakota, or Vermont. For PayPal customers in California, North Dakota, or Vermont, we’ll only share your information with those merchants if you tell us to do so. No matter where you live, you’ll always be able to exercise your right to opt out of this data sharing by updating your preference settings in your account under “Data and Privacy.”

edit: update title to reflect this is for PayPal USA users

top 50 comments
sorted by: hot top controversial new old
[–] lolola@lemmy.blahaj.zone 136 points 2 weeks ago (4 children)

Just logged in, just found it, just opted out. Thanks for the heads-up OP.

But fucking fuck. Can we put a stop to this? Legally? We could call it sometime like... The National Opt-out Policy Elimination (NOPE) Act or something.

[–] Schlemmy@lemmy.ml 81 points 2 weeks ago (14 children)
load more comments (14 replies)
[–] cheese_greater@lemmy.world 33 points 2 weeks ago (1 children)

It should have to be opt-in ☠️

[–] TexasDrunk@lemmy.world 13 points 2 weeks ago

Most things should be. Hell, one of Google's biggest public failures was building an opt-out social media network that let all sorts of people see who you've emailed lately.

[–] mynamesnotrick@lemmy.zip 15 points 2 weeks ago

Same... So tiring. Fighting to not be someone else's product just by existing

[–] DODOKING38@lemmy.world 6 points 2 weeks ago* (last edited 2 weeks ago) (2 children)
[–] BaroqueInMind@lemmy.one 13 points 2 weeks ago (2 children)

In the app - Profile - Data & Privacy - Personalized Shopping

[–] LovableSidekick@lemmy.world 1 points 6 days ago* (last edited 6 days ago)

Not showing on my page either. I wonder if this is only happening in the app and not the website.

Profile - Data & Privacy - Personalized Shopping

[–] Routhinator@startrek.website 7 points 2 weeks ago (1 children)

Sigh.. Not showing up for me. Is this affecting all regions?

[–] flubba86@lemmy.world 5 points 2 weeks ago

I'm in Australia, not showing up for me.

[–] gedaliyah@lemmy.world 7 points 2 weeks ago (3 children)
[–] LovableSidekick@lemmy.world 1 points 6 days ago

Followed the link, the page I see does not have Personalized Shopping.

load more comments (2 replies)
[–] skeezix@lemmy.world 65 points 2 weeks ago (8 children)

Imagine if you lived in a country with a banking system so modern, that nobody needed Paypal or Venmo.

[–] 9point6@lemmy.world 38 points 2 weeks ago (2 children)

Oh, like the free bank transfers we've had in the UK since...... 1997..?

[–] skeezix@lemmy.world 30 points 2 weeks ago (4 children)

Yes. What a lot of Americans don't realise is that in other countries, bank account numbers are standardised to include pre-defined bank and branch information. In a sense, account number includes what americans think of as routing number.

People trade bank account numbers like business cards. Businesses post their account numbers for payment. Even a flyer for a local school fundraiser will have an account number listed on it. If you buy something from someone, the seller tells you his account number. You log into your bank and transfer the funds instantly, whether it's $10 or $10000. You don't need to know anything except the recipient's account number.

It's free. It's painless. It's interconnected. It's bank agnostic. The movement of small monies between individuals should not be commoditised.

load more comments (4 replies)
load more comments (1 replies)
[–] malloc@lemmy.world 25 points 2 weeks ago (1 children)

US has been playing catch up for decades. FedNow was implemented in 2023 to allow instant P2P payments between banks thereby eliminating the need for PayPal, Cash App, Venmo, et al.

It will take some time before we see banks make this fully available to everyone and subsequently merchants using it.

load more comments (1 replies)
[–] Vinny_93@lemmy.world 9 points 2 weeks ago* (last edited 2 weeks ago) (3 children)

Still need PayPal for some transactions that require a credit card. In the Netherlands, credit cards aren't as commonplace as in the USA since we only pay with money we actually have.

I'm not saying I discredit your argument, I'm just angry at companies requiring either a credit card or PayPal (or even worse, those buy now pay later deals).

load more comments (3 replies)
load more comments (5 replies)
[–] Schlemmy@lemmy.ml 57 points 2 weeks ago (1 children)

Yeah, that's illegal in the EU.

[–] viking@infosec.pub 7 points 2 weeks ago

Hence it only applies in the US.

[–] snrkl@lemmy.sdf.org 42 points 2 weeks ago (3 children)

I only skim read, but the provided link seems to me that opting out isn't an option:

However, if you would prefer to decline them, then you will need to close your PayPal account prior to the applicable effective date, as described in the user agreement.

[–] turtletracks@lemmy.zip 20 points 2 weeks ago

Well, bye PayPal

[–] Texas_Hangover@lemy.lol 11 points 2 weeks ago

Exactly. That's how you opt out of this shitty practice.

load more comments (1 replies)
[–] TriflingToad@lemmy.world 37 points 2 weeks ago (3 children)

Thanks for the heads up 👍

Here's the direct link to disabling it but I assume Capcha or login will probably get in the way: https://www.paypal.com/myaccount/privacy/settings/recommendations

[–] FlyingSquid@lemmy.world 6 points 2 weeks ago (4 children)
load more comments (4 replies)
[–] Agrivar@lemmy.world 5 points 2 weeks ago

Fucking legend. Thanks for the direct link and for (unintentionally) reminding me that it was time to change my PayPal password!

load more comments (1 replies)
[–] CrayonRosary@lemmy.world 32 points 2 weeks ago* (last edited 2 weeks ago) (3 children)

In the Android app, open your profile, tap Data and Privacy, then Personalized Shopping, then toggle it off.

load more comments (3 replies)
[–] melroy@kbin.melroy.org 26 points 2 weeks ago (2 children)
load more comments (2 replies)
[–] DarkThoughts@fedia.io 21 points 2 weeks ago (5 children)

Misleading. This only applies to the US.

[–] Blackmist@feddit.uk 17 points 2 weeks ago

Was gonna say... The EU would have been up their arses with a cactus for that.

load more comments (4 replies)
[–] nothingcorporate@lemmy.world 20 points 2 weeks ago (3 children)

Sigh, yet another enshittified service to cancel.

load more comments (3 replies)
[–] credo@lemmy.world 19 points 2 weeks ago* (last edited 2 weeks ago) (1 children)

Lol, paypal now has an option to store your SSN and passport info. What a scam.

Account deleted.

https://www.paypal.com/myaccount/privacy/ -> Delete your data / close account

load more comments (1 replies)
[–] Coach@lemmy.world 18 points 2 weeks ago

Thank you. Just closed my account. Didn't need it anyway and I sure as fuck don't need to be generating income for PayPal anymore.

[–] Nonononoki@lemmy.world 16 points 2 weeks ago (1 children)
load more comments (1 replies)
[–] Tugboater203@lemmy.world 12 points 2 weeks ago

Thanks for the heads up, I would have missed that.

[–] Asidonhopo@lemmy.world 10 points 2 weeks ago (2 children)

Venmo is owned by PayPal, but I couldn't find any information about if similar Venmo TOS changes are planned or already in effect.

load more comments (2 replies)
[–] Alatarius@lemmynsfw.com 10 points 2 weeks ago

At least 3 states have common sense laws to auto opt-out. I think every state should have these privacy laws, even if those 3 are minimal at best.

[–] ryan213@lemmy.ca 8 points 2 weeks ago (2 children)

Anyone know if this applies to Canada too? I looked but couldn't find it.

[–] tal@lemmy.today 9 points 2 weeks ago* (last edited 2 weeks ago)

US:

https://www.paypal.com/us/legalhub/privacy-full

Last updated on March 28, 2024

Canada:

https://www.paypal.com/ca/legalhub/privacy-full

Last updated on July 24, 2023

So I'd guess not.

But you might just want to keep an eye on that, because just because they haven't changed it today doesn't mean that they won't later. Like, if their people are thinking that this is a good idea to make money in the US, they might also think that it'd be useful in Canada. Don't know if Canada has any restrictions on such a change.

[–] malloc@lemmy.world 8 points 2 weeks ago

Page mentions “Notice of Amendment(s) to the United States PayPal Agreement(s)”. So it’s likely US only (for now).

If you don’t see the “Data and Privacy” option to opt out on their website or app. Then it’s likely they are not sharing your data, yet.

[–] reksas@sopuli.xyz 6 points 2 weeks ago

good thing i canceled my paypal account years ago and specificially told them to delete all information about me, not that i have much trust they obey the law if they can get away with it

load more comments
view more: next ›