this post was submitted on 15 May 2025
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IIRC women couldn’t get a credit card into the 70’s. Crazy.
Edit: couldn’t
Women could not build individual credit until the 1974 Equal Credit Opportunity Act (ECOA). They needed a male cosigner to have a credit card prior to this.
The Fair Credit Reporting Act of 1970 expanded credit card access for minorities. Systemic credit reporting inaccuracies disproportionately impacted them prior to this with Black/Hispanic neighborhoods having 2-3x more credit disputes than white areas.
There's a reason some of the anti-inclusive members of our society want to go back to a time of lower competitiveness. Unfair advantages allowed the few to have an easier life at the expense of the many.
You dropped this:
n't
I did, you’re right…let’s edit. Thanks