this post was submitted on 03 Nov 2023
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I can't help, but would like to know as well. One of our cars is currently insured with Cove too.
I feel like I might have seen some comments about them on the PersonalFinanceNZ subreddit, if you don't mind going back to reddit.
Oh, feel free to DM me your referral link, as I may sign up and I believe you'll get a discount then?
Didn't even realise they had a referral! I'll find it and send it through thanks!
I just double checked the policy, and if I select the same amount of cover, additional items, Cove is about the same price as AA. So I won't be switching.
No worries!
Just found out that on Feefo you can filter on people with claims. They don't seem to have recent reviews, but the rest looks pretty solid: https://www.feefo.com/en-GB/reviews/cove-insurance?withMedia=false&timeFrame=ALL&displayFeedbackType=SERVICE&team-tags=Claims
Based on this Reddit post: https://www.reddit.com/r/PersonalFinanceNZ/comments/o12a5q/experience_with_cove_car_insurance/
I had a brief look through the reviews, everyone was happy with how good the website was or the customer service. No one seemed to have made a claim. It reminded me of this:
spoiler
Haha yes. I did find some older reviews with claims. After some better comparison I found they are not much cheaper so we stick with AA.
Interesting, I wonder if it’s location or car type? They are about $300 cheaper for us than AA. We’re AA members but have been changing insurance every period as there isn’t any discount for loyalty any more
It's for a Leaf, for some reason they are more expensive to unsure.
Hmm weird ours is also a Leaf. IIRC at the question where it asks how many days do you use it a week, if I had it at 3-5 days it was cheaper than 6-7 days.
5 days is about right for us, plus I don't know how they would verify how many days a week you've been using it?
We're using it 6-7 days a week, and then the prices went up indeed, to same level as AA. AA doesn't ask that question.
I haven't seen any others that do. Thats why i wonder how verify that id you claim? I can just say i use it 5 days a week
I've learnt the hard way to never lie to your insurer...
Haha you're right. Some weeks we use less and some more. I don't see how they could even prove how many days you use it unless they have us under surveillance, which is probably why other's don't ask the question.
In any case, insurance always feels like a scam until you have to claim.
I don't mind going back to Reddit. While I like Lemmy, it still doesn't have the numbers & engagement as Reddit still has unfortunately. Thanks!