Put it in the bank and live every day like the day before!
Yup. Wife made us invest 64k this year. That's half a dozen pinball machines I could have had!
*index fund
$50k is a weird amount.
If you're currently financially in crisis, it will probably save your life. But if you're doing okay, it probably won't change your life much. And if you're even mildly rich, like six figure salary, you might not even notice.
I'd probably just put it in vanguard or a high yield savings, in preparation for bigger expenses that are probably coming (eg: moving, unemployment)
I'm doing ok but 50k would let me put a down payment on a house which would still be life changing.
You're making me grapple with how expensive housing is here. A down payment for a two bedroom apartment in Brooklyn is going to be like $100-200k.
It's fine, I tell myself. I can walk to everything I need and take transit to everything else.
And if you're even mildly rich, like six figure salary, you might not even notice.
All depends on where in that range.
Low end? That’s like half a years salary and would absolutely make a difference.
I had that happen in January, I built my own bookstore.
what is that, like 10% of the cost?
They meant a “little library” for the front of their house.
I'd pay off my house. No hesitation.
EDIT: I owe just a bit over $50K on my house. By chance, the amount OP chose fits my circumstances exactly.
Not work a day in my life. My country is so poor that's enough to sustain me for 50 years.
imma move to this dude's country and stop working.
Where am I moving to?
Buy some solar panels and throw the rest at my mortgage
Fun: new car, some kind of spicy electric thing.
Boring: Pay off mortgage. I died a little just typing that.
Having paid off the mortgage has it's monthly benefits, or so I have heard
I could just show you better than I could explain it. I’ll dm you my Venmo.
Two women at the same time.
50k on black
So, what would you do if you won?
LET IT RIDE
Exactly the answer I expected.
Straight to my mortgage principal. Because I'm dull like that.
Build a sauna. On a boat.
Ok, I guess I don't really need 50k. Give it to someone else.
I appreciate the honesty xd
I'd buy two sticks of RAM. I know I'll have to use some of my own money but I think it'll be worth it.
Pay off mortgage, not glamorous but it works.
Invest it all and forget about it for a few years.
Aaaand its gone.
I'd try to work out what the scam is as I work in sterling or euros usually.
I am debt-free; I save it for when I need to replace my GPU.

I’d probably go to a really much bougie rehab. I’m not addicted to anything but I feel like I won’t get a whole month off work otherwise.
I always answer these in case OP is loaded and wants to give someone 50k because they are bored.
Vanguard ESGV is a decent investment. It's like the S&P 500 but with less guns and war.
10% to charity immediately. A brand new set of harddisks for my home server. For my son and my daughter each a nice vacation with their dear ones. Jewellery for my dear wife. A party night for 6-10 friends. The rest goes into savings.
I would use it to cover expenses while I continue to look for a job. COBRA isn't cheap, and I need good coverage for my various issues.
Buy someone's leg.
Pay off my car or put it into my mortgage and live like I didn't get 40k. The remaining 10k I would split among my 3 kids. They deserve something nice.
Straight into the investment account. It's not nothing but I'm not strapped for cash, and 50K USD alone can't do much where I live...
Fix a bunch of things around the house before they get worse.
Nothing. I don't have my own place, and could use it towards that, but I don't want to own a house. I prefer to be flexible, and renting is less of a hassle. Don't have a car, but if I wanted one, I already would have bought one. Don't have any debts to pay off.
For life-changing money, it's too little.
I might give away some of it.
This thread is depressing.
Buy enough solar and batteries to become energy independent for the rest of my life.
Turn my basement into properly approved living space, increasing the value of my house by roughly 33%. Then it's time to renegotiate my mortgage rate.
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